Wednesday, October 7, 2026

Wio Bank PJSC and Toothpick partner to support clinic growth and offer patients flexible payment options

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  • Toothpick’s clinic network gains access to Wio Business accounts, loans, and credit cards, with special offers for new clinic partners.
  • Patient Card Program lets patients pay for treatment at participating Toothpick clinics in 6 or 12 monthly installments, at 0% interest, using a Wio Personal Credit Card.

Dubai, UAE: Wio Bank, the UAE’s leading financial platform, and Toothpick, the UAE’s leading dental and healthcare tech-ecosystem, announced a partnership that combines Toothpick’s network of more than 1,200 clinics with Wio’s business banking, financing, and personal credit capabilities, creating an end-to-end financial proposition for clinics and their patients.

Under the new Patient Card Program, patients paying for treatment at participating Toothpick clinics with a Wio Personal Credit Card can split the cost into 0% interest installment plans over 6 or 12 months. Patients who do not yet hold a Wio Personal Credit Card can apply for one directly in the Wio Personal app.

For Toothpick’s clinic network, the partnership provides access to Wio Business accounts, business loans, and business credit cards, alongside priority onboarding and dedicated support.

Removing cost as a barrier to care

Upfront cost is one of the most common reasons for patients to delay or decline treatments. By allowing treatment payments to be spread over 6 or 12 months at 0% interest, the Patient Card Program gives patients greater flexibility to manage healthcare expenses over time.

For clinics, the offer sits alongside Toothpick’s broader push to help its network grow, with access to Wio Business banking and financing, including equipment financing of up to AED 10,000,000, giving clinics a path to invest in their practice as they scale.

“The partnership with Toothpick brings Wio’s full financial platform to both sides of the healthcare experience, giving clinics the banking and financing tools to grow their practice, while helping patients access the treatment they need through flexible, interest-free payment plans. It’s a clear example of how embedded finance can create real value across an entire sector.” said Prateek Vahie, Chief Commercial Officer at Wio Bank PJSC.

“Partnering with Wio strengthens our vision of building a healthcare ecosystem that brings innovation, finance and technology together. Their innovative digital products and seamless journeys allow us to create greater value across our network, with solutions for patients, clinics and distributors. We are proud to have Wio with us as we contribute to continued innovation and collaboration across the healthcare industry.” said Sary Azakir, Co-Founder & Chief Growth Officer of Toothpick.

The Patient Card Program will be available at participating Toothpick clinics across the UAE, with details for patients and clinics available at [Landing Page] via the Wio Personal and Wio Business apps.

Disclaimers: All credit products are subject to eligibility criteria, credit assessment and approval by Wio Bank. Terms and conditions apply.

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